One flat monthly fee. No cut of your payments.

Nothing. Card processing runs on a Stripe account in your dealership's name — you pay Stripe directly at whatever rate you have with them, and Lotly takes no percentage, no per-transaction markup, and no revenue share. The flat monthly plan fee is the entire Lotly bill.

No. You connect the Stripe account your store already owns, or open one during onboarding — either way the merchant account, the rate, and the payout schedule stay yours. Podium, Kimoby, and Swell all resell the processing through their own merchant account instead; that is the main thing that makes Lotly different.

Lotly Payments ($99/mo) is the standalone plan: text-to-pay, in-person card readers, saved cards, receipts, reports, disputes, and accounting sync. Connect Lite ($149/mo) covers card payments (text-to-pay, in person, saved cards), the AI chat widget, the AI receptionist for 24/7 inbound calls, lead alerts, appointments and scheduling, and inventory management — everything you need to get online and get paid. Connect Pro ($349/mo) includes everything in Lite, plus the CRM pipeline, the F&I desk, your dealership website with the AI website builder, website / AI-search analytics, custom branding, and priority support. Three plans, no add-ons to figure out.

Lite gets you online and paid: AI chat, the AI receptionist, payments, appointments, lead alerts, and inventory. Connect Pro adds what it takes to run the whole store — the CRM pipeline for tracking deals, the F&I office, the dealership website and AI website builder, and website / AI-search analytics.

One-time onboarding: carrier SMS registration, dashboard setup, a live kickoff call, and inventory / dealership profile pre-load. It's charged on your first invoice only, and refundable within 7 days if you decide it's not for you.

No. Card payments are in every plan, and the AI receptionist is included from Connect Lite up. There's nothing to bolt on and no per-feature upcharge — and no per-transaction charge from Lotly either.

You get a small JavaScript snippet to drop into your dealership website. It captures leads 24/7 and pushes them straight into your dashboard with instant email + SMS alerts to whoever you set.

Voice Followup makes outbound AI calls on missed leads (a lead comes in, no one answered, the AI calls them back). AI Receptionist answers inbound calls 24/7 — qualifies the caller, books test drives, and pushes the lead to you. Both are included starting with Connect Lite.

Connect Lite includes 2 dashboard logins; Connect includes 4. Need more? Extra seats are $15/mo each and provision instantly, each with its own login.

Yes, month-to-month. Cancel from the dashboard and you keep access until the end of your billing period. The setup fee is refundable within 7 days of signup.